{"id":1114,"date":"2020-01-21T02:43:01","date_gmt":"2020-01-21T02:43:01","guid":{"rendered":"https:\/\/fidelitylife.com\/?page_id=1114"},"modified":"2026-02-13T18:52:55","modified_gmt":"2026-02-13T18:52:55","slug":"final-expense-life-insurance","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114","title":{"rendered":"Final Expense Life"},"content":{"rendered":"<section class=\"migrated-section row-0\">\n<div class=\"acf-field stream_0_circles_theme_generated_in_functions\">default<\/div>\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 0 &#8211; Not found in Media XML]<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg\" alt=\"stream_0_mobile_image\" class=\"migrated-media id-648032\" style=\"max-width:100%; height:auto;\" \/><br \/>\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg\" alt=\"stream_0_desktop_image\" class=\"migrated-media id-648032\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_0_style\">style-blue<\/div>\n<div class=\"acf-field stream_0_title\">Final Expense Life<\/div>\n<div class=\"acf-field stream_0_page\">Default<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-1\">\n<div class=\"acf-field stream_1_circles_theme_generated_in_functions\">content_short<\/div>\n<p class=\"acf-field stream_1_text\">\n<h2>Key takeaways<\/h2>\n<ul class=\"box-list\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Final expense insurance is designed to help older adults <a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/final-expense-life-insurance-101\/end-of-life-planning-for-families-where-to-start-fidelity-life\/\">pay for end-of-life costs<\/a> ranging from medical bills to funerals to credit card debt.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">As a form of permanent insurance, if premiums are paid up to date, the benefit does not expire.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Final expense insurance is much easier to qualify for than most policies, with no medical exam and coverage that starts right away.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><\/h2>\n<div style=\"text-align: center;\">\n<h4>Ready to get started?<\/h4>\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" style=\"color: #ffffff; text-decoration: none;\" href=\"#get-quote\" data-gtm=\"true\" data-ctatext=\"Get My Quote\" data-location=\"final expense life-What is final expense insurance?\">Get My Quote<\/a><\/div>\n<\/div>\n<h2><strong>What is final expense insurance?<\/strong><\/h2>\n<p><a href=\"\/life-insurance\/final-expense-insurance\/\">Final expense insurance<\/a> is a life insurance policy that has a lower death benefit, usually intended to cover final expenses and burial costs. Also known as burial insurance or funeral insurance, it\u2019s designed for older adults who are ready to make end-of-life plans, typically age 50 and older.<\/p>\n<p>It may be purchased as a secondary policy to supplement benefits from other life insurance or as a form of guaranteed issue coverage that doesn\u2019t require a medical exam.<\/p>\n<p>The premiums for final expense insurance policies are typically higher than many other policies with a lower payout. If you are considered high-risk for insurance carriers, however, final expense insurance may be easier to qualify for than other types of policies. It\u2019s also a good option once you pass a certain age or develop health problems.<\/p>\n<h2><strong>What can I pay for with final expense insurance?<\/strong><\/h2>\n<p>Final expense insurance was created to help older adults cover end-of-life costs, like funeral expenses. According to the National Funeral Directors Association, the average funeral cost with embalming, ceremony, and burial <a href=\"https:\/\/www.huffpost.com\/entry\/how-much-does-a-funeral-cost_b_5804c784e4b0f42ad3d264de\" target=\"_blank\" rel=\"noopener\">can easily add up to $10,000 or more<\/a>.<\/p>\n<p>A final expense insurance plan prepares you financially for everything that goes the typical funeral cost, including:<\/p>\n<ul>\n<li>Funeral home rental fees<\/li>\n<li>Other funeral home costs, such as a viewing, service, or memorial package<\/li>\n<li>Transportation to and from the cemetery, if you choose burial<\/li>\n<li>Burial expenses if you choose a burial, such as plot, grave marker, and casket<\/li>\n<li>Embalming costs, if you plan to have an open casket<\/li>\n<li>Cremation costs if you decide to be cremated, such as a cremation casket or urn and transportation of your remains<\/li>\n<li>The officiant fee for service<\/li>\n<li>Additional touches for your final sendoff, like the ceremony, music, and flowers<\/li>\n<\/ul>\n<p>The payout from a final expense plan comes with no strings attached, so your loved ones can use it however they need. Many families use the proceeds from a final expense insurance plan to cover costs like:<\/p>\n<ul>\n<li><b>Medical bills, hospice care, or other end-of-life expenses.<\/b> In less than 20 years, annual U.S. healthcare costs have more than doubled from <a href=\"https:\/\/www.healthsystemtracker.org\/chart-collection\/u-s-spending-healthcare-changed-time\/#item-nhe-trends_total-national-health-expenditures-us-billions-1970-2018\" target=\"_blank\" rel=\"noopener\">nearly $1.4 trillion to over $3.6 trillion<\/a>. For seniors, this means essential expenses like co-pays, prescription drugs, emergency care, inpatient facilities, and nursing care will likely only continue to increase.<\/li>\n<li><b>Credit card, auto loan, or other debts.<\/b> Higher costs have forced many seniors <a href=\"https:\/\/news.gallup.com\/opinion\/gallup\/248741\/seniors-pay-billions-yet-cannot-afford-healthcare.aspx\" target=\"_blank\" rel=\"noopener\">to dip into savings and retirement funds<\/a> to pay for pressing healthcare needs, leaving little room to take care of final obligations. A death benefit prevents your loved ones from being financially burdened with any remaining debts.<\/li>\n<li><b>Day-to-day expenses for your partner.<\/b> If you die leaving a spouse behind, they may struggle financially without your income or contributions. A payout allows them to cover the basics like housing, mortgage payments, or assisted living costs and other expenses.<\/li>\n<li><b>An inheritance for your kids or grandkids.<\/b> If you want to leave a legacy but haven\u2019t been able to work it into your financial plan, final expense insurance is a great way to ensure it happens.<\/li>\n<\/ul>\n<p>Take all these costs into consideration when deciding how much final expense insurance to buy. A life insurance agent can help you choose an amount that will meet you and your family\u2019s needs.<\/p>\n<div class=\"acf-field stream_1_remove_padding\">0<\/div>\n<div class=\"acf-field stream_1_add_table_of_contents\">0<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-2\">\n<div class=\"acf-field stream_2_circles_theme_generated_in_functions\">default<\/div>\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 1 &#8211; Not found in Media XML]<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2019\/10\/fc5ef15f-image-copy.jpg\" alt=\"stream_2_mobile_image\" class=\"migrated-media id-423\" style=\"max-width:100%; height:auto;\" \/><br \/>\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/03\/4c7fb4e1-life_insurance_resources.jpeg\" alt=\"stream_2_desktop_image\" class=\"migrated-media id-648523\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_2_style\">style-purple<\/div>\n<div class=\"acf-field stream_2_title\">Final Expense Life Insurance<\/div>\n<p><a href=\"#get-quote\" target=\"\" class=\"acf-link\">Get Started<\/a><\/p>\n<div class=\"acf-field stream_2_description\">There are a range of affordable Fidelity Life products to choose from based on your situation and financial responsibilities.<\/div>\n<div class=\"acf-field stream_2_page\">Default<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-3\">\n<div class=\"acf-field stream_3_circles_theme_generated_in_functions\">content<\/div>\n<p class=\"acf-field stream_3_text\">\n<h2><b>Types of final expense insurance\u00a0<\/b><\/h2>\n<p>Since final expense is designed for older adults, it\u2019s generally easier to qualify for than traditional term or permanent life insurance plans. You won\u2019t have to take a medical exam to be considered eligible, and approval happens quickly in most cases.<\/p>\n<p>Final expense is typically a type of permanent life insurance, which means that you&#8217;ll be covered for your entire life as long as you continue to pay your policy premiums. Once you purchase a final expense plan, your insurance company is obligated to cover you, no matter what happens with your health.<\/p>\n<p>There are two main types of final expense insurance:<\/p>\n<p><a class=\"inline_article_link_btn\" href=\"\/life-insurance-basics\/life-insurance-101\/simplified-issue-life-insurance\/\">Explore Simplified Issue Life Insurance from Fidelity Life<\/a><\/p>\n<p>Simplified issue is considered the best type of permanent insurance for people who deal with minor health issues and may not qualify for traditional plans. Instead of a medical exam, applicants answer a health questionnaire as part of the approval process. This allows the insurer to assess the level of risk and determine your premium rates and coverage options. With a short application and no test results to wait for, you can often get approved on the spot.<\/p>\n<p>Simplified issue is also generally the most affordable type of final expense insurance and offers higher coverage amounts than other no-exam policies.<\/p>\n<p><a class=\"inline_article_link_btn\" href=\"\/life-insurance\/final-expense-insurance\/rapidecision-guaranteed-issue-life-insurance\/\">Explore\u00a0<strong><em>RAPID<\/em><\/strong>ecision<sup>\u00ae<\/sup> Guaranteed Issue from Fidelity Life<\/a><\/p>\n<p>Guaranteed issue works best for people with serious health conditions who aren\u2019t able to qualify for any other type of insurance. This plan is quick to issue with no medical exam, health questions, or any other health requirements. Because the risk is higher, these plans generally offer lower coverage amounts and you may pay significantly more for your coverage than a simplified issue plan. But if you\u2019ve been turned down for other policies due to health reasons, guaranteed issue can help you get the protection you and your family need.<\/p>\n<p>Keep in mind that guaranteed issue often comes with a graded benefit, which means the full benefit is not paid out until the policy has been active for a certain length of time. If you die in the meantime, your family would likely receive a lower payout or be refunded the amount you paid in premiums.<\/p>\n<h2><strong>How does final expense insurance work?<\/strong><\/h2>\n<p>Final expense insurance can prevent your family and loved ones from having to pay out-of-pocket for expenses ranging from burial costs to medical bills to credit card debt. A final expense insurance policy, also known as burial or funeral insurance, has a higher premium and lower death benefit than a conventional policy.<\/p>\n<p>Interested in exploring final expense insurance options? Here\u2019s how it works:<\/p>\n<ul>\n<li><b>Think about how much final expense insurance you need.<\/b> At Fidelity Life, you can typically purchase coverage amounts from $5,000 to $35,000, so choose one that will cover your funeral, medical bills, remaining debts, and other costs.<\/li>\n<li><b>Decide which type of final expense is right for you.<\/b> An agent can walk you through the options that work best for your situation, including simplified issue and guaranteed issue plans.<\/li>\n<li><b>Apply for coverage. <\/b>Depending on the type of policy you choose, you may need to answer a few health questions. But approvals are usually quick and your policy can often be activated right away.<\/li>\n<li><b>Choose a beneficiary.<\/b> An important part of purchasing a policy is deciding who will receive your death benefit. This can be a partner, child, close friend, or even a funeral home.<\/li>\n<li><b>Pay your premiums.<\/b> Make monthly or annual payments to keep your policy active. If it lapses, it won\u2019t pay out later when your family needs it. Final expense plans also offer fixed premiums, which can be helpful for budgeting if you\u2019re on a set income.<\/li>\n<li><b>Protect your family.<\/b> When you die, loved ones receive a tax-free cash payout. While it\u2019s called final expense, they can use this money for whatever they need, with no strings attached.<\/li>\n<\/ul>\n<div style=\"text-align:center;\">\n<h4>Ready to get started?<\/h4>\n<div class=\"preview-section-button\" style=\"padding:0 0 40px 0;\">\n<a href=\"#get-quote\" class=\"site-link button blue\" style=\"color:#FFFFFF; text-decoration:none;\" data-gtm=\"true\" data-ctaText=\"Get My Quote\" data-location=\"final expense life-When to buy a final expense policy\">Get My Quote<\/a>\n<\/div>\n<\/div>\n<h2><strong>When to buy a final expense policy<\/strong><\/h2>\n<p>Burial or funeral insurance is a popular life insurance product if you are a mature adult or a senior.<\/p>\n<p>In fact, most carriers offering final expense products have a lower age limit for qualification. Fidelity Life final expense policies, for example, are available when you are age 50.<\/p>\n<p>There are upper age limits for final expense coverage, too, depending on your carrier and policy. You can apply for a Fidelity Life final expense policy up until age 85.<\/p>\n<p>Some policies stay in force until death (assuming premiums are paid), while others pay out at age 100.<\/p>\n<p>For many people, final expense is a logical next step once many of their major financial responsibilities, like raising children and paying mortgages, are past them.<\/p>\n<p>People often shop for final expense insurance when:<\/p>\n<ul>\n<li><b>Their term life policy expires. <\/b>Term life policies typically last from 10 to 30 years, so it\u2019s common for people in their 50s or 60s to have a policy expire. If you no longer need a big policy, final expense can be a way to cover a funeral or other end-of-life costs.<\/li>\n<li><b>They<\/b> <b>no longer have group coverage. <\/b>If you previously had a policy through work, you may need financial protection after you retire. Final expense can provide right-sized coverage later in life.<\/li>\n<li><b>They no longer qualify for term or permanent coverage.<\/b> It\u2019s often still possible to purchase term or permanent policies into your 70s, but it can be tougher and more expensive to qualify as you get older. Final expense helps you get that necessary protection when there are fewer options.<\/li>\n<\/ul>\n<h2><strong>Advantages of final expense life insurance<\/strong><\/h2>\n<p>Final expense insurance has many benefits for older adults looking to pay for a funeral or related costs. Almost any senior can purchase a final expense plan without a health exam, and they also typically pay out quickly when a claim is made. This allows beneficiaries to avoid out-of-pocket costs.<\/p>\n<p>For many people, final expense insurance can be a better option to cover funeral costs than a prepaid funeral plan. A final expense death benefit is guaranteed, after any required waiting period. Prepaid funeral plans have a number of features that might make them problematic. The funeral home could go out of business, or you may move to a different city after you\u2019ve already paid the money for the prepaid plan.<\/p>\n<p>Other sources of support, like provisions in a will or a Social Security Death benefit, also have limitations. Wills often take time to go through the probate process, requiring your loved ones to wait months for funds, and Social Security benefits rarely exceed a few hundred dollars.<\/p>\n<p>Burial insurance can help you ensure your family doesn\u2019t have to incur the costs of your funeral and burial expenses out-of-pocket or navigate the headaches of a prepaid plan.<\/p>\n<h2>Is final expense right for me?<\/h2>\n<p>If you\u2019re nearing retirement age or already retired, and looking for a way to cover end-of-life costs, final expense is probably a good fit for you.<\/p>\n<p>If you still have bigger expenses, you may want to consider purchasing a term or permanent policy life instead. Fidelity Life offers up to $150,000 in term life coverage up to age 70, and permanent policies with up to $150,000 in coverage until age 85.<\/p>\n<p>Choosing final expense can help ease financial stress for your loved ones by making sure you don\u2019t leave bills and debts behind. It\u2019s an affordable and simple way to take care of your family, even after you\u2019re gone.<\/p>\n<h2>Explore final expense insurance from Fidelity Life<\/h2>\n<p>During a challenging time, a final expense policy can ease the burden of burial costs, medical bills, and more.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"\/life-insurance\/final-expense-insurance\/rapidecision-final-expense-insurance\/\"><strong><em>RAPID<\/em><\/strong>ecision\u00ae Final Expense<\/a><\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"\/life-insurance\/final-expense-insurance\/rapidecision-guaranteed-issue-life-insurance\/\"><strong><em>RAPID<\/em><\/strong>ecision\u00ae Guaranteed Issue<\/a><\/li>\n<\/ul>\n<div class=\"acf-field stream_3_remove_padding\">0<\/div>\n<div class=\"acf-field stream_3_add_table_of_contents\">0<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-4\">\n<div class=\"acf-field stream_4_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"migrated-grid repeater-features\">\n<div class=\"migrated-card card-0\">\n<div class=\"acf-field stream_4_features_0_title\">Life insurance calculator<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2019\/08\/calculator.svg\" alt=\"stream_4_features_0_icon\" class=\"migrated-media id-99\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_4_features_0_use_post_from_blog\">0<\/div>\n<div class=\"acf-field stream_4_features_0_description\">With just a few pieces of information, you can calculate your life insurance needs. We make it easy to get a quote when you&#8217;re ready.<\/div>\n<p><a href=\"\/life-insurance-calculator\/term-life-insurance-calculator\/\" target=\"\" class=\"acf-link\">Learn More<\/a>\n<\/div>\n<div class=\"migrated-card card-1\">\n<div class=\"acf-field stream_4_features_1_title\">Who needs life insurance?<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2019\/09\/icon-faq.svg\" alt=\"stream_4_features_1_icon\" class=\"migrated-media id-341\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_4_features_1_use_post_from_blog\">0<\/div>\n<div class=\"acf-field stream_4_features_1_description\">Most adults could benefit from having life insurance. Find out how life insurance can protect the life you&#8217;ve built and the people you love.<\/div>\n<p><a href=\"\/life-insurance-basics\/who-needs-life-insurance\/\" target=\"\" class=\"acf-link\">Learn More<\/a>\n<\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-5\">\n<div class=\"acf-field stream_5_enable\">1<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>default [MISSING IMAGE ID: 0 &#8211; Not found in Media XML] style-blue Final Expense Life Default content_short Key takeaways Final expense insurance is designed to help older adults pay for end-of-life costs ranging from medical bills to funerals to credit card debt. As a form of permanent insurance, if premiums are paid up to date, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":400279,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1114","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Final Expense Life - Fidelity Life<\/title>\n<meta name=\"description\" content=\"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Final Expense Life - Fidelity Life\" \/>\n<meta property=\"og:description\" content=\"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114\" \/>\n<meta property=\"og:site_name\" content=\"Fidelity Life\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-13T18:52:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114\",\"url\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114\",\"name\":\"Final Expense Life - Fidelity Life\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/5babadab-fe_li.jpg\",\"datePublished\":\"2020-01-21T02:43:01+00:00\",\"dateModified\":\"2026-02-13T18:52:55+00:00\",\"description\":\"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114#primaryimage\",\"url\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/5babadab-fe_li.jpg\",\"contentUrl\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/5babadab-fe_li.jpg\",\"width\":1200,\"height\":800,\"caption\":\"Burial insurance paperwork\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=1114#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Life Insurance Basics\",\"item\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=47\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Life Insurance 101\",\"item\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=450\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Final Expense Life Insurance 101\",\"item\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?page_id=400279\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Final Expense Life\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#website\",\"url\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/\",\"name\":\"Fidelity Life\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#organization\",\"name\":\"Fidelity Life\",\"url\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/fla-vertical-logo.svg\",\"contentUrl\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/fla-vertical-logo.svg\",\"width\":824,\"height\":148,\"caption\":\"Fidelity Life\"},\"image\":{\"@id\":\"https:\\\/\\\/staging03.wordpress.fidelitylife.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Final Expense Life - Fidelity Life","description":"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Final Expense Life - Fidelity Life","og_description":"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.","og_url":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114","og_site_name":"Fidelity Life","article_modified_time":"2026-02-13T18:52:55+00:00","og_image":[{"url":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114","url":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114","name":"Final Expense Life - Fidelity Life","isPartOf":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114#primaryimage"},"image":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114#primaryimage"},"thumbnailUrl":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg","datePublished":"2020-01-21T02:43:01+00:00","dateModified":"2026-02-13T18:52:55+00:00","description":"Final expense insurance has a lower death benefit, usually intended to cover final expenses and burial costs. Learn more about this policy today.","breadcrumb":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114#primaryimage","url":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg","contentUrl":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/01\/5babadab-fe_li.jpg","width":1200,"height":800,"caption":"Burial insurance paperwork"},{"@type":"BreadcrumbList","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1114#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/staging03.wordpress.fidelitylife.com\/"},{"@type":"ListItem","position":2,"name":"Life Insurance Basics","item":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=47"},{"@type":"ListItem","position":3,"name":"Life Insurance 101","item":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=450"},{"@type":"ListItem","position":4,"name":"Final Expense Life Insurance 101","item":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=400279"},{"@type":"ListItem","position":5,"name":"Final Expense Life"}]},{"@type":"WebSite","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#website","url":"https:\/\/staging03.wordpress.fidelitylife.com\/","name":"Fidelity Life","description":"","publisher":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/staging03.wordpress.fidelitylife.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#organization","name":"Fidelity Life","url":"https:\/\/staging03.wordpress.fidelitylife.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#\/schema\/logo\/image\/","url":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2026\/04\/fla-vertical-logo.svg","contentUrl":"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2026\/04\/fla-vertical-logo.svg","width":824,"height":148,"caption":"Fidelity Life"},"image":{"@id":"https:\/\/staging03.wordpress.fidelitylife.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/pages\/1114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1114"}],"version-history":[{"count":1,"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/pages\/1114\/revisions"}],"predecessor-version":[{"id":652294,"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/pages\/1114\/revisions\/652294"}],"up":[{"embeddable":true,"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=\/wp\/v2\/pages\/400279"}],"wp:attachment":[{"href":"https:\/\/staging03.wordpress.fidelitylife.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}