{"id":125836,"date":"2020-08-18T15:43:41","date_gmt":"2020-08-18T15:43:29","guid":{"rendered":"https:\/\/fidelitylife.com\/?page_id=125836"},"modified":"2020-08-18T15:43:41","modified_gmt":"2020-08-18T15:43:29","slug":"who-needs-life-insurance","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=125836","title":{"rendered":"Who Needs Life insurance?"},"content":{"rendered":"
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Who needs life insurance?<\/div>\n
There are a wide range of life insurance product options available for individuals in all stages of life or navigating unique circumstances.<\/div>\n
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There are options for many people.<\/div>\n<\/section>\n\n
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Life Insurance for Couples<\/div>\n

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You’ve built a life together, and that means your partner’s financial security is in part based on your income. Life insurance helps maintain their same quality of life if you pass.<\/div>\n<\/div>\n
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Life Insurance for Families<\/div>\n

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For working and stay-at-home parents, life insurance can help cover the mortgage, child care, college tuition, and more. Managing expenses and marking milestones are made simpler through financial protection.<\/div>\n<\/div>\n
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Life Insurance for Singles<\/div>\n

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You can benefit from life insurance even if you don’t have dependents. You can settle debts, leave an inheritance, or ensure your loved ones aren’t left handling final expenses when you die.<\/div>\n<\/div>\n
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Life Insurance for Seniors<\/div>\n

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Whether you’re near or already enjoying retirement, mature adults can benefit from life insurance to help protect your beneficiaries from medical debt, loss of pension, or other financial hardships.<\/div>\n<\/div>\n
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Life Insurance for Smokers<\/div>\n

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There are life insurance product options if you use or previously used cigarettes, a pipe, or chewing tobacco. Vaping, e-cigarettes, and marijuana use can also impact policy choices and premiums.<\/div>\n<\/div>\n
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Life Insurance for LGBTQ<\/div>\n

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Life insurance is inclusive to partners, spouses, or whomever you name as your beneficiary. They can receive a tax-free payout to help with bills and ongoing quality of life.<\/div>\n<\/div>\n
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Life Insurance for Marijuana Users<\/div>\n

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Recreational or medical use of marijuana may cause an increase in your premiums. Many life insurance products, once unavailable to marijuana users, are becoming more available as laws change.<\/div>\n<\/div>\n
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Life Insurance for Diabetics<\/div>\n

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If you’re living with Type 1 or Type 2 diabetes, or a variant, but managing your diabetes well and otherwise in good health, you can likely qualify for a range of term or whole life products.<\/div>\n<\/div>\n
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Life Insurance for those with Chronic Illness<\/div>\n

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There are options for individuals with chronic illnesses, especially if you are managing your chronic illness. Life insurance policies or riders may provide a death benefit or help cover final expenses.<\/div>\n<\/div>\n
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Life Insurance for those with Cancer<\/div>\n

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While the range of options and death benefits may be smaller, and the premiums higher, there are still life insurance policy options for people with cancer or a history of cancer.<\/div>\n<\/div>\n
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Life Insurance for Pre\u2011Existing Medical Conditions<\/div>\n

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Living with a chronic health issue often means adjusting to a new normal, but one thing that doesn\u2019t have to change with less-than-perfect health is your ability to qualify for life insurance.<\/div>\n<\/div>\n
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Life Insurance for High-Risk Occupations<\/div>\n

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Can someone in a high-risk occupation get life insurance? Is an individual life insurance policy for a high-risk job a good idea? Explore Fidelity Life’s options.<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n
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Find a policy that works for you<\/div>\n

Get Started<\/a><\/p>\n

There are a range of affordable Fidelity Life products to choose from based on your situation and financial responsibilities.<\/div>\n
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