{"id":1451,"date":"2020-01-23T02:47:33","date_gmt":"2020-01-23T02:47:33","guid":{"rendered":"https:\/\/fidelitylife.com\/?page_id=1451"},"modified":"2026-02-05T18:57:34","modified_gmt":"2026-02-05T18:57:34","slug":"advertising-disclosure","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=1451","title":{"rendered":"Fidelity Life Advertising Disclosures"},"content":{"rendered":"
\n

Disclaimer and Disclosure References<\/strong><\/h3>\n

Fidelity Life Association (\u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) has provided a list of our general disclaimer references and their associated sources or explanations for you. We have also included any statements or information pertaining to our business that may or may not be included in our FidelityLife.com Privacy statement, Website Terms of Use statement or other legal marketing documentation.<\/p>\n

Life Insurance Rate Quote Chart Comparisons<\/strong><\/h3>\n

Life insurance rate quotes referenced in our materials are based on a composite of participating carriers\u2019 best-published monthly premium rates for 10-year, term life policies with face amounts of $250,000 and $500,000 as of March 20, 2025. Unless noted otherwise, the comparison rates are made for male, preferred plus, non-tobacco user, and female, preferred plus, non-tobacco user \u2013 at the respective ages noted in the rate quote chart (available upon request). Rates and products available may vary by state. All policies are subject to underwriting approval. Riders may be subject to additional underwriting approval. Also, the rates and time taken to purchase a policy vary by product. Quotes are provided for information purposes only and do not constitute an offer of insurance.<\/p>\n

$250,000 of Term Life Insurance for as Low as $15 per Month \u2013 Fidelity Life Only<\/strong><\/h3>\n

Quoted life insurance rates are based on Fidelity Life Association\u2019s best-published monthly premium rates for 10-year, term life policies for a face amount of $250,000 as of March 20, 2025.<\/p>\n

Save up to 70% on Term Life Insurance Comparison<\/strong><\/h3>\n

Savings comparison references in our materials are based on a composite of participating carriers\u2019 best-published monthly premium rates as of March 20, 2025 for a specific consumer profile of 10-year, term life policies for a 40-year old, non-smoker female and male, and a face amount of $500,000.<\/p>\n

Some Life Insurance Policy Approvals within 24 to 48 Hours<\/strong><\/h3>\n

Based on timing of underwriting (if needed) and applicant approvals, Fidelity Life can offer completed, inforce life insurance policies within 24 to 48 hours. It may, however, take up to eight weeks to deliver an inforce life insurance policy.<\/p>\n

No Medical Exam Options<\/strong><\/h3>\n

If we reference life insurance policies that may not require a medical exam, the statement is based upon select policies offered and specific policyholder profile data.<\/p>\n

Top-Rated Insurance Companies<\/strong><\/h3>\n

If we refer to some top-rated insurance companies or carriers, we are noting participating carriers featured in A.M. Best\u2019s listing of insurance carriers with at least an \u201cA-\u201d rating<\/p>\n

Free Look Period\/Review (30-Day, Money-Back Guarantee)<\/strong><\/h3>\n

As a consumer, you should know that throughout the U.S., \u201cfree look\u201d laws offer the policy owner a contract-designated period of time during which he or she is able to conduct a more in-depth review of his or her life insurance policy. During this time, you can ask your agent important questions that you may not have originally considered, get more clarity about the details of the terms and conditions – and better ensure it meets your needs. (Please understand that free look laws were designed for your protection. They may vary by state, policy types or review time periods.)<\/p>\n

Should you choose to cancel or terminate the policy during the contract designated number of days, you will need to contact us or the appropriate insurance company – and then return the policy packet to receive a full refund for any payments that you\u2019ve already made.<\/p>\n

For Fidelity Life Association policyholders, the free look review period is 30 days – which begins once you (the policy holder) receive your life insurance policy.Tax-Related or Financial Planning References<\/p>\n

Any article or other content references to tax-related or financial planning referenced information is provided for general education and discussion purposes. It should not be viewed as legal, tax, or investment advice. You should consult with your attorney, financial institution, accountant or investment advisor relative to your specific financial or legal circumstances.<\/p>\n

Guarantees subject to claims paying ability of the insurer<\/strong><\/h3>\n

While claim payments received may be generally tax-free, interest, accessing or otherwise withdrawing cash value from life insurance policies may be subject to taxation.\u00a0 Consult your tax advisor for any tax-related implications of any withdrawals.<\/p>\n

Unsubscribe or Opt-Out Requests<\/strong><\/h3>\n

Click here<\/a> should you choose to opt-out or unsubscribe from Fidelity Life Association or FidelityLife.com marketing and\/or communications. To submit your unsubscribe request by mail, please send a note with your email address that should be removed from all Fidelity Life marketing communications. Address it to Efinancial, LLC, Attn: Request Unsubscribe, 1350 E Touhy Avenue, Suite 205W, Des Plaines, IL 60018.<\/p>\n

In addition, if you have been in contact with any third parties that you\u2019ve found through our website, the opt-out or unsubscribe from our website would not apply to them as they have a separate contact database. You would have to opt-out directly from their websites if you do not want to receive marketing materials, emails or information from them in the future as well.<\/p>\n

FidelityLife.com Privacy Policy: https:\/\/fidelitylife.com\/Privacy-Policy<\/a><\/p>\n

FidelityLife.com Website Terms and Conditions: https:\/\/fidelitylife.com\/Terms-and-Conditions<\/a><\/p>\n

Last updated: October 2025<\/strong><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

Disclaimer and Disclosure References Fidelity Life Association (\u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) has provided a list of our general disclaimer references and their associated sources or explanations for you. We have also included any statements or information pertaining to our business that may or may not be included in our FidelityLife.com Privacy statement, Website Terms of Use […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":21,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1451","page","type-page","status-publish","hentry"],"yoast_head":"\nFidelity Life Advertising Disclosures | Fidelity Life<\/title>\n<meta name=\"description\" content=\"Fidelity Life Association provides any statements or information pertaining to our business' advertising disclosures. 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