{"id":620,"date":"2019-11-12T11:01:01","date_gmt":"2019-11-12T11:01:01","guid":{"rendered":"http:\/\/localhost:8000\/life-insurance\/term-life-insurance-2\/"},"modified":"2019-11-12T11:01:01","modified_gmt":"2019-11-12T11:01:01","slug":"life-insurance-riders","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=620","title":{"rendered":"Life Insurance Riders"},"content":{"rendered":"
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Life Insurance Riders<\/div>\n

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Extend or amend your coverage with a life insurance rider.<\/div>\n
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Why people choose life insurance riders<\/div>\n
A life insurance rider includes optional terms or conditions that are added to the rest of your life insurance policy. While riders may increase premiums, they can offer additional benefits and expanded coverage.<\/p>\n

Fidelity Life offers several types of life insurance riders\u2013some are automatically included in certain policies.\u00a0You may decide on a rider that adds a child insurance, an accidental death benefit, a family accidental death, or return of premium. Additionally, some plans can include an accelerated death benefit rider or have an inflation rider attached.<\/p><\/div>\n

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\nSeveral types of riders are available from Fidelity Life to ensure your coverage is personalized to your needs.<\/a>\n<\/div>\n
\nSome Fidelity Life riders are included with certain policies with no premium increases.<\/a>\n<\/div>\n
\nCertain riders can help expand coverage to your spouse or dependent child(ren).<\/a>\n<\/div>\n
\nRiders can increase a payout if you die in an accident, allow you to access benefits before you die in case of a terminal illness, or help mitigate the impact of inflation.<\/a>\n<\/div>\n<\/div>\n<\/section>\n\n
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Why people choose life insurance riders<\/div>\n<\/section>\n\n
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Accidental death benefit<\/div>\n

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This rider pays out if\u00a0the policyholder’s\u00a0death was caused by a covered\u00a0accident, or by injuries from an accident\u00a0within\u00a090 days of the event.<\/div>\n<\/div>\n
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Family accidental death benefit<\/div>\n

Learn More<\/a><\/p>\n

Expand your standalone accidental death benefit to provide additional coverage for your spouse and dependent children.<\/div>\n<\/div>\n
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Terminal illness rider & accelerated death benefit<\/div>\n

Learn More<\/a><\/p>\n

If you have a terminal illness, this supplemental insurance product allows you to take out a percentage of your death benefit early.<\/div>\n<\/div>\n
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Child insurance policy rider<\/div>\n

Learn More<\/a><\/p>\n

This rider helps cover the costs of funeral expenses or time off work if one of your children were to pass away while your policy is in force.<\/div>\n<\/div>\n
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Inflation<\/div>\n

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For individuals with a standalone Fidelity Life Accidental Death Benefit policy, this rider can help your policy keep pace with inflation.<\/div>\n<\/div>\n
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Return of Premium Rider<\/div>\n

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If your standalone Fidelity Life Accidental Death Benefit policy expires before your death or you choose to cancel it, this rider refunds some of your premium costs.<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n
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Find a policy that works for you<\/div>\n

get your quote<\/a><\/p>\n

There are a range of affordable Fidelity Life products to choose from based on your situation and financial responsibilities.<\/div>\n
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Ready to understand life insurance better? We’ve got information and resources to help.<\/div>\n<\/section>\n\n
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Types of life insurance<\/div>\n

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There are many different types of life insurance products available that can help you protect your family.<\/div>\n

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Life insurance calculator<\/div>\n

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Curious about the amount of life insurance that would give you the financial security you need? A few pieces of information can help you determine what coverage might work best.<\/div>\n

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Related Article<\/div>\n
Life Insurance Riders Explained<\/div>\n

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A LICENSED AGENT IS AVAILABLE NOW!<\/p>\n
CALL 1-844-486-2054<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

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