{"id":651591,"date":"2025-09-16T15:28:41","date_gmt":"2025-09-16T15:28:41","guid":{"rendered":"https:\/\/fidelitylife.com\/?page_id=651591"},"modified":"2025-09-16T15:28:41","modified_gmt":"2025-09-16T15:28:41","slug":"lifetime-benefit-term","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=651591","title":{"rendered":"LifeTime Benefit Term"},"content":{"rendered":"<section class=\"migrated-section row-0\">\n<div class=\"acf-field stream_0_circles_theme_generated_in_functions\">default<\/div>\n<p class=\"acf-field stream_0_text\">Why Fidelity Life?<\/p>\n<div class=\"acf-field stream_0_small_copy\">Innovating life insurance with long term care for the worksite market since 2007<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-1\">\n<div class=\"acf-field stream_1_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_1_style\">info-white<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2025\/09\/e99f28e8-coverage.svg\" alt=\"stream_1_icon\" class=\"migrated-media id-651611\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_1_small_icon_holder\">0<\/div>\n<div class=\"acf-field stream_1_content\">\n<p>Fidelity Life has a history of innovation and bringing to market patented life insurance solutions to make it easier for consumers to obtain life insurance and enhance the value of their coverage. In 2007, it developed LifeTime Benefit Term (LBT), an innovative product for the voluntary worksite market that provides guaranteed coverage through age 120 at a much lower cost than other solutions.<\/p>\n<p><\/br><\/p>\n<p>In 2011, Fidelity Life was issued a U.S. patent on LBT based on its unique combination of funding techniques delivering guaranteed coverage and competitive benefits for employees purchasing life insurance through the workplace.<\/p>\n<p><\/br><\/p>\n<p>The unique and popular patented design of the LBT product is positioned to meet the growing demand for worksite permanent life insurance with long-term care benefits. Fidelity Life works with select distribution partners in delivering LBT through their employee benefits portfolio.<\/p>\n<p><\/br><\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-2\">\n<div class=\"acf-field stream_2_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_2_style\">info-white<\/div>\n<div class=\"acf-field stream_2_small_icon_holder\">0<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-3\">\n<div class=\"acf-field stream_3_circles_theme_generated_in_functions\">default<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/03\/eec33e17-term_life_101_header.jpg\" alt=\"stream_3_desktop_image\" class=\"migrated-media id-648537\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_3_style\">style-blue<\/div>\n<div class=\"acf-field stream_3_title\"><strong>Working with you for life\u00ae<\/strong><\/div>\n<div class=\"acf-field stream_3_description\">Since 1896, Fidelity Life has been focused on helping everyday families get life insurance. By designing a broad range of products, we work to meet your needs as your life and circumstances change. We seek to make life better for customers and their beneficiaries; and employers and their families.<\/div>\n<div class=\"acf-field stream_3_page\">Default<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-4\">\n<div class=\"acf-field stream_4_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_4_style\">info-grey<\/div>\n<div class=\"acf-field stream_4_small_icon_holder\">0<\/div>\n<div class=\"acf-field stream_4_title\">Leadership<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-5\">\n<div class=\"migrated-grid repeater-list\">\n<div class=\"migrated-card card-0\">\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2025\/09\/12497894-chris-martin.jpg\" alt=\"stream_5_list_0_photo\" class=\"migrated-media id-651619\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_5_list_0_name\">Chris Martin<\/div>\n<div class=\"acf-field stream_5_list_0_description\">\n<div style=\"text-align: center;\">\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" style=\"color: #ffffff; text-decoration: none;\" href=\"https:\/\/www.linkedin.com\/in\/chrismartin5909\/\" target=\"_blank\" rel=\"noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"migrated-card card-1\">\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2025\/09\/5f7740d2-jon-wayland.jpg\" alt=\"stream_5_list_1_photo\" class=\"migrated-media id-651621\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_5_list_1_name\">Jon Wayland<\/div>\n<div class=\"acf-field stream_5_list_1_description\">\n<div style=\"text-align: center;\">\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" style=\"color: #ffffff; text-decoration: none;\" href=\"https:\/\/www.linkedin.com\/in\/jon-wayland-b7796211\/\" target=\"_blank\" rel=\"noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"migrated-card card-2\">\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2025\/09\/9f99da42-tony-snyder.jpg\" alt=\"stream_5_list_2_photo\" class=\"migrated-media id-651622\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_5_list_2_name\">Tony Snyder<\/div>\n<div class=\"acf-field stream_5_list_2_description\">\n<div style=\"text-align: center;\">\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" style=\"color: #ffffff; text-decoration: none;\" href=\"https:\/\/www.linkedin.com\/in\/anthonytsnyder\/\" target=\"_blank\" rel=\"noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-6\">\n<div class=\"acf-field stream_6_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_6_style\">info-grey<\/div>\n<div class=\"acf-field stream_6_small_icon_holder\">0<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-7\">\n<div class=\"acf-field stream_7_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_7_style\">info-white<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2025\/09\/32ad8405-holding-hands.svg\" alt=\"stream_7_icon\" class=\"migrated-media id-651625\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_7_small_icon_holder\">0<\/div>\n<div class=\"acf-field stream_7_title\">Fidelity Life is part of iA Financial Group<\/div>\n<div class=\"acf-field stream_7_content\">In June 2024, iA American Holdings, Inc., a subsidiary of iA Financial Corporation, Inc., completed its acquisition of Vericity, the parent company of Fidelity Life.<\/p>\n<p>iA Financial Group is one of the largest insurance and wealth management groups in Canada, with operations in the US. Founded in 1892, it is an important Canadian public company.<\/p>\n<section class=\"page-content block block-page-content\" tabindex=\"-1\">\n<div class=\"page-content-inner\">\n<ul class=\"box-list\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">More the 5 million clients<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Over $259.4 billion of assets under management and administration<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">More than 10 thousand employees<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-8\">\n<div class=\"acf-field stream_8_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_8_style\">info-white<\/div>\n<div class=\"acf-field stream_8_small_icon_holder\">0<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-9\">\n<div class=\"acf-field stream_9_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_9_style\">promise-white<\/div>\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 0 &#8211; Not found in Media XML]<\/div>\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 0 &#8211; Not found in Media XML]<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/03\/8d997b71-srwholelife_contentsecimg.jpeg\" alt=\"stream_9_image\" class=\"migrated-media id-648533\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_9_title\">About iA Financial Group<\/div>\n<div class=\"acf-field stream_9_description\">\n<h4>Brand promise and vision<\/h4>\n<p class=\"p1\">iAFinancial Group is invested in products and services that are adapted to our clients\u2019 needs, in our customer service and in our employees\u2019 development and our relationships with our distributors.<\/p>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-10\">\n<div class=\"acf-field stream_10_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_10_add_table_of_contents\">0<\/div>\n<p class=\"acf-field stream_10_text\">\n<p class=\"disclaimer\"><strong><u>Fidelity Life Association, A Legal Reserve Life Insurance Company<\/u><\/strong>, is headquartered in Des Plaines, IL and licensed in all states and the District of Columbia, except for WY and NY. LifeTime Benefit Term (Policy Form WP300, Certificate Form WC300) and some Optional Benefits are not available in all states. All applications are subject to underwriting approval. Our NAIC number is 63290.<\/p>\n<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>default Why Fidelity Life? Innovating life insurance with long term care for the worksite market since 2007 default info-white 0 Fidelity Life has a history of innovation and bringing to market patented life insurance solutions to make it easier for consumers to obtain life insurance and enhance the value of their coverage. In 2007, it [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-651591","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>LifeTime Benefit Term - Fidelity Life<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LifeTime Benefit Term - Fidelity Life\" \/>\n<meta property=\"og:description\" content=\"default Why Fidelity Life? 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