{"id":782,"date":"2020-01-09T12:37:07","date_gmt":"2020-01-09T12:37:07","guid":{"rendered":"http:\/\/localhost:8000\/?page_id=782"},"modified":"2020-01-09T12:37:07","modified_gmt":"2020-01-09T12:37:07","slug":"final-expense-insurance","status":"publish","type":"page","link":"https:\/\/staging03.wordpress.fidelitylife.com\/?page_id=782","title":{"rendered":"Final Expense Insurance Policies"},"content":{"rendered":"<section class=\"migrated-section row-0\">\n<div class=\"acf-field stream_0_circles_theme_generated_in_functions\">default<\/div>\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 0 &#8211; Not found in Media XML]<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2020\/12\/1b4d251f-final-expense-edit.jpg\" alt=\"stream_0_mobile_image\" class=\"migrated-media id-140097\" style=\"max-width:100%; height:auto;\" \/><br \/>\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/07\/fd86d9fc-final_expense_headerimg.jpg\" alt=\"stream_0_desktop_image\" class=\"migrated-media id-649469\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_0_style\">style-blue<\/div>\n<div class=\"acf-field stream_0_title\">Final Expense Insurance Policies<\/div>\n<p><a href=\"#get-quote\" target=\"\" class=\"acf-link\">Get My Quote<\/a><\/p>\n<div class=\"acf-field stream_0_description\">Final expense insurance provides peace of mind for older adults and their families by covering end-of-life expenses without the need for a medical exam.<\/div>\n<div class=\"acf-field stream_0_page\">Default<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-1\">\n<div class=\"acf-field stream_1_circles_theme_generated_in_functions\">content<\/div>\n<div class=\"acf-field stream_1_add_table_of_contents\">0<\/div>\n<p class=\"acf-field stream_1_text\">\n<h2><strong>What is final expense life insurance?<\/strong><\/h2>\n<p>End-of-life insurance is also known as funeral insurance. If you purchase an end-of-life insurance policy, it\u2019s typically with the expectation that the beneficiaries will use the payout to cover expenses related to your funeral and burial after death.<\/p>\n<p>Fidelity Life offers end-of-life insurance to customers wishing to provide their beneficiaries with funds to cover funeral and burial expenses. These plans:<\/p>\n<ul>\n<li>Feature payout amounts of a few thousand dollars up to $40,000;<\/li>\n<li>Provide payouts for funeral insurance with no waiting;<\/li>\n<li>Offer affordable premiums, in part because the benefit amount is smaller than many life insurance plans;<\/li>\n<li>Disburse payouts without strings attached, giving beneficiaries the freedom to use the funds how they choose;<\/li>\n<li>Do not require a medical exam to qualify;<\/li>\n<li>Will likely offer approval for customers between the ages of 50 and 85<\/li>\n<\/ul>\n<p>The flexibility of Fidelity Life end-of-life insurance policies means your beneficiaries won\u2019t lose out on the coverage you paid for, even if they decide to use the funds for something other than funeral or burial expenses. For example, if your family chooses to donate in your name with the funds, they can do so.<\/p>\n<h2><strong>What\u2019s covered by end-of-life or final expense insurance?<\/strong><\/h2>\n<p>Like most people, you\u2019re probably familiar with term life insurance and what it covers. Typically, term life insurance benefits are larger as they\u2019re intended to take care of a family following a death that would result in significant loss of income and financial stability.<\/p>\n<p>Even if you\u2019re leaving behind a large estate along with life insurance benefits, end-of-life insurance is helpful because benefits are often paid out more quickly, so they can be used to pay for funeral expenses and burial costs. Larger life insurance payouts may be delayed depending on the circumstances of the death and other factors, and it may be challenging for your loved ones to access your estate funds right away. Having a final expense insurance policy may shorten the time for claims review, especially if you purchased a guaranteed issues policy, and can help your loved ones cover costs without worrying about probate and other delays.<\/p>\n<p>This peace of mind is a key benefit of final expense insurance. Final expense insurance is a smaller benefit intended to cover funeral and burial expenses, and any other end-of-life expenses. There are two types of final expense insurance &#8211; simplified issue final expense insurance and guaranteed issue final expense insurance.<\/p>\n<h3><strong>What is simplified issue final expense insurance?<\/strong><\/h3>\n<p>There\u2019s no medical exam required to qualify for simplified issue <a href=\"https:\/\/fidelitylife.com\/life-insurance\/final-expense-insurance\/rapidecision-final-expense-insurance\/\">final expense insurance<\/a>. The application does include some health questions, and if you\u2019re in reasonably good health you\u2019ll have good odds of being approved for a policy. The benefit amount for a Fidelity Life simplified issue policy can go up to $40,000 while still offering affordable premiums. Most people purchase these with the intention that beneficiaries will use the payout to pay for end-of-life costs like burial expenses and a funeral service.<\/p>\n<h3><strong>What is guaranteed issue final expense insurance?<\/strong><\/h3>\n<p>Some people may not meet the health or age criteria for simplified issue final expense insurance. If this describes you, then <a href=\"https:\/\/fidelitylife.com\/life-insurance\/final-expense-insurance\/rapidecision-guaranteed-issue-life-insurance\/\">guaranteed final expense<\/a> insurance may be an ideal choice. Guaranteed issue final expense insurance doesn\u2019t take health into account when approving coverage, only age. Anyone who meets the age criteria will generally be approved for a policy, and coverage amounts with Fidelity Life can max out at $25,000.<\/p>\n<h2><strong>When will my family receive my final expense life insurance payout?<\/strong><\/h2>\n<p>Typically, payouts for end-of-life insurance are disbursed quickly, in the days following your death. Beneficiaries will receive a lump sum payment of the benefit and are then free to use the funds however they see fit. You can also assign a funeral home as the beneficiary, and the funds will then be applied to cover the costs of burial and funeral expenses. To choose this option, your chosen funeral home must be aware and agree to be a beneficiary.<\/p>\n<p>You might be concerned about other financial costs your loved ones may incur. The good news is, they can use the lump sum benefit to cover any unexpected bills, debts, or anything that helps make their lives easier during this challenging time.<\/p>\n<div style=\"text-align: center;\">\n<h4>Ready to get started?<\/h4>\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" href=\"#get-quote\" data-gtm=\"true\" data-ctatext=\"Get My Quote\" data-location=\"final expense insurance policies - When should I buy end-of-life insurance?\">Get My Quote<\/a><\/div>\n<\/div>\n<h2><strong>When should I buy end-of-life insurance?<\/strong><\/h2>\n<p><a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/final-expense-life-insurance-101\/end-of-life-planning-for-families-where-to-start-fidelity-life\/\">End-of-life planning<\/a> is critical for anyone who wishes to make the days and weeks after their death easier for their loved ones. If you have ever dealt with settling an estate without a will to guide you, you will know firsthand some of the challenges that can crop up when it comes to accessing funds. Even with a will, estates can take considerable time to settle and are often only settled well after the funeral. If you\u2019re unsure it\u2019s time for you to get final expense insurance, check out the criteria below to see if it matches your current life situation.<\/p>\n<ul>\n<li><strong>Are you between 50 and 85 years old?<\/strong> This age group is most likely to be approved for final expense insurance. While 50 might seem young, it\u2019s never a bad thing to prepare.<\/li>\n<li><strong>Do you need coverage fast?<\/strong> If you\u2019re concerned the benefits may be needed soon, or simply want some more immediate peace of mind, the Fidelity Life process is simple and fast. You\u2019ll quickly find out if you qualify and can have active coverage right away.<\/li>\n<li><strong>Do you anticipate Social Security covering your funeral or burial expenses? <\/strong>While this may seem like an option<span style=\"font-weight: 400;\">, Social Security offers a one-time death payment of<\/span><a href=\"https:\/\/www.ssa.gov\/faqs\/en\/questions\/KA-02083.html\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">$255<\/span><\/a>, and that\u2019s only if you qualify. Unfortunately, this is well below the average cost of even the simplest funeral or burial.<\/li>\n<li><strong>Do you want a plan where premiums remain level and you can build cash value?<\/strong> Fidelity Life end-of-life insurance offers both these benefits. You may be able to borrow from the cash value during your lifetime or use it is collateral for a loan.<\/li>\n<li><strong>Do you have a life insurance policy?<\/strong> Life insurance is a great option to help your loved ones recoup any financial losses related to your death. However, life insurance benefits can take several months to be disbursed, rendering them useless when it comes to covering the immediate costs of burial. Unlike life insurance, final expense insurance benefits are paid out with no waiting in a lump sum shortly after death.<\/li>\n<li><strong>Are you anticipating potential expenses? <\/strong>It\u2019s difficult to imagine what unpaid bills or other random expenses may crop up for family and loved ones after death. Final expense insurance can help bring peace of mind. Loved ones can use the funds for anything, from your burial costs to college tuition for your grandchildren. With no strings attached, the benefits to your loved ones are manifold.<\/li>\n<\/ul>\n<p>While end-of-life insurance policies are a great benefit, those whose children or other loved ones depend on their income should also explore plans with larger payouts, like term life or permanent life insurance. These policies aim to replace potential lost earnings for many years and will help your beneficiaries retain assets and move forward after their loss.<\/p>\n<h2><strong>How can I apply for end-of-life insurance?<\/strong><\/h2>\n<p>For many people, age 50 is when they really start thinking about making an end-of-life plan. If you\u2019re considering end-of-life insurance to cover your final expenses, there are a few things you can do to make applying go as smoothly as possible.<\/p>\n<ol>\n<li><strong>Add up the cost of your ideal funeral plans. <\/strong>Think about how you would like your loved ones to celebrate your life. This can include expenses like burial plots, casket, or cremation all the way to musical selections and the location of your funeral service. Add up the costs of your preferred selections to guide you in choosing the benefit amount for your final expense policy.<\/li>\n<li><strong>Consider other bills you might incur. <\/strong>This can be more challenging, but it\u2019s best to think of any potential unanticipated costs like medical bills, outstanding debt, and other potential expenses your loved ones may incur after you pass.<\/li>\n<li><strong>Explore the variety of final expense plans available. <\/strong>Fidelity Life can help you find a plan that best suits your needs. They can assist you in <a href=\"https:\/\/fidelitylife.com\/#get-quote\">starting your application<\/a> online or <a href=\"tel:8668533013\">over the phone<\/a> once you determine the plan you want.<\/li>\n<\/ol>\n<p>Since there is no medical exam to qualify, the application process for your final expense plan will not take long. You can obtain coverage very quickly, and it will be active immediately.<\/p>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-2\">\n<div class=\"acf-field stream_2_remove_padding\">1<\/div>\n<div class=\"acf-field stream_2_remove_padding_select\">remove-top-padding<\/div>\n<div class=\"acf-field stream_2_circles_theme_generated_in_functions\">default<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/03\/144d1061-find_policy.jpg\" alt=\"stream_2_desktop_image\" class=\"migrated-media id-648514\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_2_style\">style-purple<\/div>\n<div class=\"acf-field stream_2_title\">Find a policy that works for you<\/div>\n<div class=\"acf-field stream_2_description\">There are a range of affordable Fidelity Life products to choose from based on your situation and financial responsibilities.<\/div>\n<p><a href=\"\/#get-quote\" target=\"\" class=\"acf-link\">Get Started<\/a><\/p>\n<div class=\"acf-field stream_2_page\">Default<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-3\">\n<div style=\"color:red; font-weight:bold; border: 1px solid red; padding: 5px;\">[MISSING IMAGE ID: 1 &#8211; Not found in Media XML]<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2019\/10\/fc5ef15f-image-copy.jpg\" alt=\"stream_3_mobile_image\" class=\"migrated-media id-423\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_3_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_3_add_table_of_contents\">0<\/div>\n<p class=\"acf-field stream_3_text\">\n<h2><strong>How do I pay for final expense life insurance?<\/strong><\/h2>\n<p>Once you\u2019ve selected your plan, you will make regular premium payments to maintain your policy. These payments will last the remainder of your life if you choose to keep your policy active. Fidelity Life offers guaranteed rates for final expense level premiums, so your payments will not increase over time. This is beneficial as your income or earning potential may change during your lifetime. Regular on-time payments will help with building up the cash value of your policy, which in turn can be available to borrow in case of emergency adding to the living benefits (or value) of your policy<\/p>\n<h2><strong>Who should I tell about my policy?<\/strong><\/h2>\n<p>Having a final expense plan isn\u2019t beneficial unless your loved ones are aware they should be receiving a payout. Make sure to tell your loved ones like your spouse or other relatives about the policy. Include details like the policy name, the payment method, and the insurance company it is with so your family will be able to obtain the <a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/life-insurance-101\/how-do-life-insurance-policy-payouts-work\/\" rel=\"noopener\">payout<\/a> when it\u2019s time. If a funeral home is the beneficiary, make sure your family is aware. It\u2019s a good idea to keep the physical copy of your policy with other important end of life documents.<\/p>\n<h2><strong>Why should I purchase final expense insurance<\/strong><strong>?<\/strong><\/h2>\n<p>There are many benefits to purchasing funeral or final expense insurance. Some of the benefits of end-of-life insurance include:<\/p>\n<ul>\n<li><strong>Cash value: <\/strong>your policy will continue to increase in cash value if you make regular on-time premium payments. You may also be able to use this cash to borrow from or as loan collateral.<\/li>\n<li><strong>Guaranteed coverage:<\/strong> once you get approved for and purchase your plan, coverage will begin. In most cases, the final expense insurance is paid with no waiting to your beneficiaries shortly after your death, so they can use the funds to pay funeral expenses.<\/li>\n<li><strong>Level premiums:<\/strong> Fidelity Life offers premium payments that don\u2019t increase, which is helpful for those on a budget or fixed income. You don\u2019t have to worry about suddenly ballooning payments.<\/li>\n<li><strong>Flexibility: <\/strong>After the claim is approved, your beneficiaries receive the funds from your final expense plan to use without restrictions. Your loved ones can use the funds to pay for anything they like, including burial costs, funeral service, flowers, a donation in your honor, a trip to celebrate your life, or even a nest egg for a young relative.<\/li>\n<li><strong>Peace of mind:<\/strong> just knowing your family will have access to these final expense funds is a relief, especially as estates can take time to settle, leaving your beneficiaries without access to your funds in the meantime.<\/li>\n<\/ul>\n<h2><strong>What are alternatives if final expense insurance doesn\u2019t meet all my needs?<\/strong><\/h2>\n<p>While final expense insurance is a great benefit for your loved ones, the benefit amount is relatively small in comparison to other types of insurance policies. If you\u2019re concerned about your loved ones having enough to cover expenses after your death, you may want to <a href=\"tel:8668533013\">speak to \u00a0an experienced agent<\/a> to discuss alternative insurance plans to account for these future needs. Specifically, you can select a <a href=\"https:\/\/fidelitylife.com\/life-insurance\/term-life-insurance\/\">term life insurance<\/a> plan or other \u00a0<a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/whole-life-insurance-101\/whole-life-insurance\/\">whole life insurance<\/a> plans. Each has their benefits and you can select the option that best suits your needs.<\/p>\n<h3><strong>Term life insurance<\/strong><\/h3>\n<p><strong>What is term life insurance?<\/strong> As the name implies, it\u2019s a type of life insurance that is intended to last for a set term of your life, from 10 to 30 years. It\u2019s simple and affordable, and it allows you to choose how long you wish to stay covered. One of the benefits of term life insurance is higher amounts of coverage. If you do pass away during the coverage period, your family will receive these benefits to help recover from the loss of your income and put towards other unexpected expenses that may arise. Since term life insurance is only active for a limited term of your choosing, you\u2019ll usually have to purchase another policy (often at a higher rate). With Fidelity Life\u2019s <a href=\"https:\/\/fidelitylife.com\/life-insurance\/term-life-insurance\/rapidecision-senior-term-life-insurance\/\"><strong><em>RAPID<\/em><\/strong>ecision<sup>\u00ae<\/sup>\u00a0Senior Life Term<\/a> policy, you can apply up to age 70 and purchase up to $150,000 of coverage.<\/p>\n<h3><strong>Whole Life Insurance<\/strong><\/h3>\n<p><strong>What is whole life insurance? <\/strong>Unlike term life insurance, whole life insurance offers protection as long as you live, if you pay your premiums. Like final expense policies, whole life insurance policies also offer a savings feature called cash value, which grows over time. You can use this cash value to borrow from for expenses while still living. For adults concerned about potential expenses incurred by their loved ones after death, whole life insurance could be a better option as it will offer a larger payout. Fidelity Life <a href=\"https:\/\/fidelitylife.com\/life-insurance\/permanent-life-insurance\/rapidecision-senior-whole-life-insurance\/\"><strong><em>RAPID<\/em><\/strong>ecision<sup>\u00ae<\/sup> Senior Whole Life<\/a> offers permanent coverage for seniors between 50 and 85 and coverage amounts up to $150,000.<\/p>\n<div style=\"text-align: center;\">\n<h4>Ready to get started?<\/h4>\n<div class=\"preview-section-button\" style=\"padding: 0 0 40px 0;\"><a class=\"site-link button blue\" href=\"#get-quote\" data-gtm=\"true\" data-ctatext=\"Get My Quote\" data-location=\"final expense insurance policies - What are alternatives if final expense insurance doesn\u2019t meet all my needs?\">Get My Quote<\/a><\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-4\">\n<div class=\"acf-field stream_4_remove_padding\">0<\/div>\n<div class=\"acf-field stream_4_title\">FAQs about final expense life insurance<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-5\">\n<div class=\"acf-field stream_5_heading\">Here&#8217;s how final expense insurance works<\/div>\n<div class=\"acf-field stream_5_use_alphabetical_index\">0<\/div>\n<div class=\"acf-field stream_5_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"migrated-grid repeater-list\">\n<div class=\"migrated-card card-0\">\n<div class=\"acf-field stream_5_list_0_title\">Are burial insurance and funeral insurance the same as final expense insurance?<\/div>\n<div class=\"acf-field stream_5_list_0_content\">While these terms are often used interchangeably, burial insurance is different as it only covers burial, while final expense insurance covers burial and funeral costs, or anything the beneficiaries choose. Fidelity Life\u2019s final expense policies pay out funds without restrictions, so they can be used for any expense, not just funeral or burial. When purchasing, make sure your insurance policy covers all the costs you are looking to cover, not just burial.<\/div>\n<\/div>\n<div class=\"migrated-card card-1\">\n<div class=\"acf-field stream_5_list_1_title\">How old do I need to be to purchase funeral insurance?<\/div>\n<div class=\"acf-field stream_5_list_1_content\">If you\u2019re in good health, it\u2019s not likely you will be approved for funeral insurance or final expense policy unless you\u2019re between the ages of 50 and 85.<\/div>\n<\/div>\n<div class=\"migrated-card card-2\">\n<div class=\"acf-field stream_5_list_2_title\">Does final expense insurance cover my headstone and plot?<\/div>\n<div class=\"acf-field stream_5_list_2_content\">Final expense insurance does not have any restrictions. Your beneficiaries can use it to cover a headstone and burial plot if they choose. You should be sure to tell your loved ones about your policy and what you would like for your end-of-life celebration.<\/div>\n<\/div>\n<div class=\"migrated-card card-3\">\n<div class=\"acf-field stream_5_list_3_title\">At what age should you buy final expense insurance?<\/div>\n<div class=\"acf-field stream_5_list_3_content\">This is a personal decision with many factors. You should wait until you are at least 50 before purchasing a policy, otherwise you may not be approved. Additionally, consider your personal health, medical history, and the longevity of your relatives when determining to purchase. Of course, your own income must come into consideration too. Consider how long you can afford to pay for a policy, and how much.<\/div>\n<\/div>\n<div class=\"migrated-card card-4\">\n<div class=\"acf-field stream_5_list_4_title\">Are there restrictions on end-of-life insurance? <\/div>\n<div class=\"acf-field stream_5_list_4_content\">Fidelity Life end-of-life insurance policies do not have any restrictions. Your relatives can use it for any expenses they see fit or save it for future use for things like education.<\/div>\n<\/div>\n<div class=\"migrated-card card-5\">\n<div class=\"acf-field stream_5_list_5_title\">Does funeral insurance only cover funeral expenses?<\/div>\n<div class=\"acf-field stream_5_list_5_content\">Your family should contact Fidelity Life regarding receiving their benefit. If your named beneficiary is a funeral home, the funeral home should contact Fidelity Life.<\/div>\n<\/div>\n<div class=\"migrated-card card-6\">\n<div class=\"acf-field stream_5_list_6_title\">Why do I need final expense insurance?<\/div>\n<div class=\"acf-field stream_5_list_6_content\">Final expense insurance offers peace of mind and ensures your loved ones can celebrate your life without financial stress. It can cover your funeral or burial expenses or serve as a nest egg for your beneficiaries to use how they choose.<\/div>\n<\/div>\n<div class=\"migrated-card card-7\">\n<div class=\"acf-field stream_5_list_7_title\">Is there a waiting period for final expense insurance? <\/div>\n<div class=\"acf-field stream_5_list_7_content\">There is no set waiting period. Typically, final expense benefits are paid out quickly.<\/div>\n<\/div>\n<div class=\"migrated-card card-8\">\n<div class=\"acf-field stream_5_list_8_title\">What is the maximum amount of final expense life insurance?<\/div>\n<div class=\"acf-field stream_5_list_8_content\">Fidelity Life final expense plans offer benefits up to $40,000.<\/div>\n<\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-6\">\n<div class=\"acf-field stream_6_remove_padding\">1<\/div>\n<div class=\"acf-field stream_6_remove_padding_select\">remove-bottom-padding<\/div>\n<div class=\"acf-field stream_6_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_6_add_table_of_contents\">0<\/div>\n<p class=\"acf-field stream_6_text\">\n<p class=\"disclaimer\">At Fidelity Life, our goal is to make life insurance simple, affordable, and understandable for everyday families. This content is intended for educational purposes only. Each post is carefully fact-checked, reviewed, and updated regularly to ensure the information is as relevant as possible. We encourage you to speak with your insurance representative if you have additional questions and make sure you read your policy contract to fully understand your coverage.<\/p>\n<\/p>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-7\">\n<div class=\"acf-field stream_7_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"acf-field stream_7_style\">info-white<\/div>\n<div class=\"acf-field stream_7_small_icon_holder\">0<\/div>\n<div class=\"acf-field stream_7_title\">Life insurance resources<\/div>\n<div class=\"acf-field stream_7_content\">Ready to understand life insurance better? We&#8217;ve got information and resources to help.<\/div>\n<div class=\"migrated-grid repeater-citation\">\n<div class=\"migrated-card card-0\">\n<p class=\"acf-field stream_7_citation_0_citation_text\">National Funeral Directors Association<\/p>\n<div class=\"acf-field stream_7_citation_0_citation_url\">https:\/\/nfda.org\/news\/statistics<\/div>\n<\/div>\n<div class=\"migrated-card card-1\">\n<p class=\"acf-field stream_7_citation_1_citation_text\">Social Security Administration<\/p>\n<div class=\"acf-field stream_7_citation_1_citation_url\">https:\/\/www.ssa.gov\/benefits\/survivors\/ifyou.html<\/div>\n<\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-8\">\n<div class=\"acf-field stream_8_circles_theme_generated_in_functions\">default<\/div>\n<div class=\"migrated-grid repeater-features\">\n<div class=\"migrated-card card-0\">\n<div class=\"acf-field stream_8_features_0_title\">Life insurance basics<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2019\/09\/security.svg\" alt=\"stream_8_features_0_icon\" class=\"migrated-media id-143\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_8_features_0_use_post_from_blog\">0<\/div>\n<div class=\"acf-field stream_8_features_0_description\">Read more about life insurance, including how premiums and payouts work.<\/div>\n<p><a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/life-insurance-101\/\" target=\"\" class=\"acf-link\">Learn More<\/a>\n<\/div>\n<div class=\"migrated-card card-1\">\n<div class=\"acf-field stream_8_features_1_title\">Life insurance calculator<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2019\/08\/calculator.svg\" alt=\"stream_8_features_1_icon\" class=\"migrated-media id-99\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_8_features_1_use_post_from_blog\">0<\/div>\n<div class=\"acf-field stream_8_features_1_description\">Curious about the amount of life insurance that would give you the financial security you need? A few pieces of information can help you determine what coverage might work best.<\/div>\n<p><a href=\"https:\/\/fidelitylife.com\/life-insurance-calculator\/term-life-insurance-calculator\/\" target=\"\" class=\"acf-link\">Learn More<\/a>\n<\/div>\n<div class=\"migrated-card card-2\">\n<div class=\"acf-field stream_8_features_2_sub_title\">related article<\/div>\n<div class=\"acf-field stream_8_features_2_title\">Final expense life insurance vs. traditional life insurance<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/assets.fidelitylife.com\/uploads\/2019\/09\/icon-info.svg\" alt=\"stream_8_features_2_icon\" class=\"migrated-media id-340\" style=\"max-width:100%; height:auto;\" \/><br \/>\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2021\/01\/859f61d1-featured_insight-1200x750-9.jpg\" alt=\"stream_8_features_2_image\" class=\"migrated-media id-143441\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_8_features_2_use_post_from_blog\">0<\/div>\n<p><a href=\"https:\/\/fidelitylife.com\/life-insurance-basics\/final-expense-life-insurance-101\/final-expense-life-insurance-vs-traditional-life-insurance\/\" target=\"\" class=\"acf-link\">Learn More<\/a>\n<\/div>\n<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-9\">\n<div class=\"acf-field stream_9_enable\">1<\/div>\n<\/section>\n<hr\/>\n<section class=\"migrated-section row-10\">\n<img decoding=\"async\" src=\"https:\/\/staging03.wordpress.fidelitylife.com\/wp-content\/uploads\/2024\/10\/4d2ae549-callin_slider_img.png\" alt=\"stream_10_image\" class=\"migrated-media id-649983\" style=\"max-width:100%; height:auto;\" \/><\/p>\n<div class=\"acf-field stream_10_content\">\n<div class=\"slider-text\">\n<p>A LICENSED AGENT IS AVAILABLE NOW!<\/p>\n<div class=\"slider-navigation-phone slider-phone-text\"><a href=\"tel: 1-844-486-2054\">CALL 1-844-486-2054<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>default [MISSING IMAGE ID: 0 &#8211; Not found in Media XML] style-blue Final Expense Insurance Policies Get My Quote Final expense insurance provides peace of mind for older adults and their families by covering end-of-life expenses without the need for a medical exam. Default content 0 What is final expense life insurance? End-of-life insurance is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":41,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-782","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Final Expense Life Insurance Policies | Fidelity Life<\/title>\n<meta name=\"description\" content=\"Planning ahead for funeral and burial expenses can help your family through a tough time. 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